I took this photograph while walking around in Hongkong. It was raining while I was there but the city has a lot of shelter to walk underneath – there is a few thing you can do even when it rains; taking photos is one option…
By the Way: Bern in Switzerland has the some kind of pavilions you can walk underneath. This is handy because you do not need much of a umbrella.

Adobe Photoshop Tip:
To make the photo more interesting, I often go to Adobe Photoshop and duplicate the layer, then switch the blend mode to “Soft Light” and use the “Gaussian Blur” as a filter. I now dial back the “Opacity of the layer back to 50% or less.